To reach Matthew directly, call or text (512) 952-1125, email matt@matt.mortgage, book a consultation, or use the form at the bottom of this page. Whatever you send goes to Matthew only — it isn't sold to lead lists.
Ways to reach Matthew
Call or text
Call to talk it through, or send a text with where you're buying and whether it's a purchase or refinance. Matthew will reply with next steps.
Handy for sending a listing link or a list of questions you'd like answered in writing. Please don't email Social Security numbers, account numbers, or tax returns.
Book a consultation
Choose a time that fits around work and family for a focused conversation about your budget, credit, and FHA options.
Ready to move forward? Start a secure pre-approval application, or fill out the short form below and Matthew will follow up.
What helps Matthew give you a real answer
None of this is required to start the conversation, but each item makes the answers more specific:
- Where you're buying. City and state, or an address if you have one. This confirms Matthew can help there and lets him check the county loan limit and local taxes.
- A rough credit picture. An approximate score and any past events such as a bankruptcy, foreclosure, or collections. See FHA credit score requirements and after bankruptcy or foreclosure.
- Your down payment plan. Savings, a gift from family, or an assistance program. See FHA down payment.
- Income and monthly debts. Employment type (W-2, self-employed, commission) and major monthly obligations like car loans, student loans, and credit cards.
- If refinancing: your current servicer, approximate balance, and when the loan closed, so Matthew can check streamline seasoning or cash-out eligibility.
What happens after you reach out
- A direct conversation. Matthew asks about your goals, timeline, and where you're buying, and answers your questions in plain English.
- A budget and program review. He looks at whether FHA fits, what your down payment and cash-to-close might look like, and whether another program deserves a comparison.
- Pre-approval. If it makes sense, you complete a secure application so Matthew can review credit, income, and assets and issue a pre-approval, subject to underwriting.
- Offer and appraisal support. Matthew works with your agent on the offer, the FHA appraisal, and any property standards items.
- Updates through closing. You hear from Matthew at each milestone, without being passed to a call center.
If FHA isn't the best choice for you, Matthew will say so — see FHA vs. conventional loans for one common comparison.
About Matthew Brown
Matthew Brown is a Sr. Loan Originator / Mortgage Broker, NMLS #1254520, based in Austin, Texas. He helps first-time and repeat buyers use FHA financing with clear explanations of credit guidelines, down payment sources, mortgage insurance, and the appraisal — and straight answers when a different loan fits better.
Matthew is licensed in multiple states, not everywhere — tell Matthew where you're buying and he'll confirm he can help there. You can verify his licensing at NMLS Consumer Access. His main site is Matt.Mortgage.
Frequently asked questions
Does it cost anything to talk with Matthew?
No. The first conversation and scenario review are free, with no obligation.
Will reaching out affect my credit score?
No. A call, text, or email doesn't involve a credit check. Credit is pulled only if you decide to apply, and you'll know before it happens.
Can Matthew help if I'm buying in another state?
Possibly. Matthew is licensed in multiple states, not all. Tell him where you're buying and he'll confirm he can help there.
Ask Matthew about your FHA home loan
Tell Matthew a little about the property and your plans. He'll follow up by phone or email — no obligation.
Prefer to start now? Start your pre-approval · Schedule a call · (512) 952-1125
Your information goes to Matthew only — it isn't sold to lead lists. Please don't include Social Security or account numbers.